Ending in 5, and difference of squares
n5 squared = n(n+1) followed by 25. And a × b where both are d away from a round number m equals m² − d². 12 × 8: both are 2 from 10, so 100 − 4 = 96.
Why it works
Close pairs hug a round number — the product is the square of the centre minus the square of the gap.